There's washing an expensive car, and then there's washing an expensive car.

The advantage to owning a car like the spider is it would just need to be hung out to dry for a few days, get all the fluids changed, new seats, and a new battery. It'd probably start right up after that. The advantages of vinyl upholstery!

Driving either of the other cars into a river? Nope, that's a totaling. A super-expensive brand-new Bently? Fuggedaboutit...